Notice of Online Privacy Policy

At Pinnacle, we take the issue of online privacy very seriously. We want to assure

visitors to our site the security, privacy and confidentiality that they expect from a

financial services institution.

We do not collect any personal information through the use of our website.

Encryption

Pinnacle uses encryption technology to protect certain information sent over the Internet.

TLS is an encryption technology known as “Transport Layer Security” and its

predecessor, SSL “Secure Sockets Layer”. Pinnacle utilizes TLS when the other party can support it. The purpose of encryption is to support the confidentiality of the transmissionbetween the parties and verify the website server. In situations where the other party doesnot yet support TLS, SSL is utilized. An “s” after the “http” in a website’s addressindicates that you are attached to a secure server. Additionally, if your browser isMicrosoft Internet Explorer 3.0, Mozilla Firefox 3.0, Apple Safari 4.0, or a higherversion, a picture of a lock or a key should appear to indicate you are visiting a secure site .

Client Authentication

Your Pinnacle password is your private entry key into your account. This is how

Pinnacle’s website recognizes you. You should never share it with anyone. Your Pinnacle

issued password incorporates letters AND numbers. You may change your password but we recommend that you also incorporate both letters and numbers in your new password.

Cookies

Cookies are used when you choose to access your account statements online. Cookies are used to maintain data related to you during navigation, such as saving your settings

across multiple visits.

Website Usage

Pinnacle does not track users movements on our website or websites linked to our

website. After you have finished accessing your Pinnacle account, do not forget to log

off. This prevents someone else from accessing your account if you leave your computer

and your session has not "timed out," or automatically shut down.

To Further Protect Your Privacy

While exploring Pinnacle’s website, please be aware that other internet sites accessible from

Pinnacle’s website, have separate privacy and data collection policies and practices, which are

independent of and may be different from Pinnacle’s policies and practices. Pinnacle is not

responsible or liable for these independent policies and practices and it is your responsibility to